
The loan is provided through standard agricultural, simplified pledge agricultural and express agricultural loans, which allows to choose loan secure means, as well as a flexible system of loan amount and interest rates repayment (quarterly, semi-annual, Initially only interest rates, etc.) taking into account the peculiarities and seasonality of the customer's economy.
• Currency - AMD
• Duration - at least 3 months, maximum 24 months
• Minimum amount - AMD 50,000
• Maximum amount - AMD 2,000,000;
• Annual interest rate - AMD, 0-8%
• Commissions - 3% of the loan amount (one-time)
• Frequency of repayment - defined by the selected loan, taking into account the peculiarities and seasonality of customers' cash flows
• Loan interest - calculated on a deductible loan balance
• Provision for a loan - determined under the terms of the selected loan, namely, for Standard Agricultural Credits - the sum of the loan principal and interest for 12 months should not exceed 83.33% of the collateral value, for Simplified gold-secured agricultural loans - the ratio loan/ collateral can be maximum 100%.
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