Fast consumer loan

Loan currency: AMD

Loan amount: 100,000-2,500,000 AMD

The maximum amount is determined according to the client's credit risk assessment.

Term of Loan: 48 months

Extra Charges

Loan Commitment Fee: 0 AMD

Monthly commission fee - 0.4% of the original loan amount

Cash withdrawal from account- 0%

Annual nominal interest rate- 14%

Security

Guarantee of an individual/individuals as needed

In addition to the types of security defined by these tariffs, the Bank may, if necessary, require an additional security / guarantee / pledge independent of loan amount.

The fee for review of loan conditions review is 20,000 AMD.

Fee will not be charged if the application is rejected.

The program can use:

Resident natural persons of RA to meet consumer needs.

Criteria for making a positive decision on loan granting:

sustainable source of income

positive or neutral credit history

reliable and complete documentation

Negative Criteria on Granting Credit:

Insufficient income to repay the loan

providing unreliable customer data;

Negative credit history

the risky area of ​​the customer's source of income

Place of Loan provision:

Loans are given at the Bank's branches and Central Operational Subdivisions.

Documents required for loan processing:

identification document

public service number

Income statement, including a reference from a workplace (upon request)

Loan granting decision and client notification period:

up to 1 business day

Loan granting term:

within 1 business day after making a decision on granting

Loan Provision Method:

The loan is provided in non-cash form by entering the Loan amount to the Account opened for the Borrower.

Loan repayment mode:

Annuity (Monthly payment of interests and principal amount)

Early repayment fine (in case provided for by the contract)

The loan can be repaid at any time, with no penalties and other charges

Interest rate calculation procedure:

The calculation is made on a deductible balance of the loan, on the basis of 356-day year.

For details: https://bit.ly/2NDr4H8

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